:root {
  --bg: #f4f7fb;
  --surface: #ffffff;
  --surface-alt: #eef3f9;
  --text: #1f2d3d;
  --muted: #5b6b7b;
  --primary: #174a7c;
  --primary-dark: #103455;
  --border: #d8e0ea;
  --shadow: 0 12px 28px rgba(16, 52, 85, 0.08);
  --radius: 18px;
  --container: 1120px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
}

img {
  max-width: 100%;
  display: block;
}

img,
picture,
svg,
canvas {
  height: auto;
}

a {
  color: inherit;
  text-decoration: none;
}

.container {
  width: min(calc(100% - 2rem), var(--container));
  margin: 0 auto;
}

.topbar {
  background: var(--primary-dark);
  color: #fff;
  font-size: 0.95rem;
}

.topbar .container {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  padding: 0.65rem 0;
  flex-wrap: wrap;
}

header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--border);
}

.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
  padding: 1rem 0;
  position: relative;
}

.brand {
  display: flex;
  align-items: center;
  gap: 0.9rem;
  min-width: 0;
}

.brand-mark {
  width: 52px;
  height: 52px;
  border-radius: 14px;
  background: linear-gradient(135deg, var(--primary), #2f6ea9);
  color: #fff;
  display: grid;
  place-items: center;
  font-size: 1.25rem;
  font-weight: 700;
  box-shadow: var(--shadow);
  flex: 0 0 auto;
}

.brand-text strong {
  display: block;
  font-size: 1.15rem;
  line-height: 1.2;
}

.brand-text span {
  color: var(--muted);
  font-size: 0.95rem;
}

nav ul {
  list-style: none;
  display: flex;
  align-items: center;
  gap: 1.25rem;
  margin: 0;
  padding: 0;
  font-weight: 600;
}

nav a:hover,
nav a:focus-visible,
.footer-links a:hover,
.footer-links a:focus-visible {
  color: var(--primary);
}

.nav-toggle {
  display: none;
}

.nav-button {
  display: none;
  cursor: pointer;
  background: var(--surface-alt);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 0.7rem 0.9rem;
  font-weight: 700;
}

.hero {
  padding: 4.5rem 0 3.5rem;
  background:
    linear-gradient(rgba(16, 52, 85, 0.7), rgba(16, 52, 85, 0.62)),
    url("images/header.jpg") center/cover no-repeat;
  color: #fff;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 2rem;
  align-items: center;
}

.hero-copy h1,
.legal-page h1 {
  margin: 0 0 1rem;
  font-size: clamp(2.1rem, 5vw, 3.5rem);
  line-height: 1.1;
}

.hero-copy p {
  font-size: 1.05rem;
  max-width: 60ch;
  margin: 0 0 1.4rem;
  color: rgba(255, 255, 255, 0.92);
}

.hero-actions,
.cta-actions {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

.hero-actions {
  margin-bottom: 1rem;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 52px;
  padding: 0.85rem 1.35rem;
  border-radius: 999px;
  font-weight: 700;
  border: 2px solid transparent;
  transition: transform 0.2s ease, background 0.2s ease, border-color 0.2s ease;
}

.button:hover,
.button:focus-visible {
  transform: translateY(-1px);
}

.button-primary {
  background: #fff;
  color: var(--primary-dark);
}

.button-secondary,
.button-dark {
  background: #ffffff;
  color: var(--primary-dark);
  border-color: transparent;
}

.hero-note {
  font-size: 0.98rem;
  color: rgba(255, 255, 255, 0.88);
}

.hero-card {
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: var(--radius);
  padding: 1.4rem;
  backdrop-filter: blur(8px);
  box-shadow: var(--shadow);
}

.hero-card h2 {
  margin-top: 0;
  margin-bottom: 0.75rem;
  font-size: 1.25rem;
}

.hero-card ul {
  margin: 0;
  padding-left: 1.1rem;
}

.section {
  padding: 3.4rem 0;
}

.section-alt {
  background: var(--surface-alt);
}

.section h2,
.legal-card h2 {
  margin: 0 0 0.75rem;
  font-size: clamp(1.35rem, 3vw, 2rem);
  line-height: 1.15;
}

.section-intro {
  margin: 0 0 1.6rem;
  max-width: 68ch;
  color: var(--muted);
}

.grid-3,
.grid-2,
.steps,
.contact-grid {
  display: grid;
  gap: 1.5rem;
}

.grid-3 {
  grid-template-columns: repeat(3, 1fr);
}

.grid-2,
.contact-grid {
  grid-template-columns: repeat(2, 1fr);
}

.steps {
  grid-template-columns: repeat(3, 1fr);
}

.card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.35rem;
  box-shadow: var(--shadow);
  height: 100%;
}

.card h3 {
  margin-top: 0;
  margin-bottom: 0.55rem;
  font-size: 1.15rem;
}

.card p:last-child,
.card ul:last-child {
  margin-bottom: 0;
}

.card ul {
  margin: 0;
  padding-left: 1.1rem;
}

.feature-image {
  border-radius: var(--radius);
  overflow: hidden;
  border: 1px solid var(--border);
  box-shadow: var(--shadow);
  background: #dce5ef;
  min-height: 100%;
}

.feature-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.badge {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  padding: 0.45rem 0.8rem;
  border-radius: 999px;
  background: rgba(23, 74, 124, 0.08);
  color: var(--primary);
  font-weight: 700;
  margin-bottom: 0.85rem;
}

.step-number {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: var(--primary);
  color: #fff;
  font-weight: 700;
  margin-bottom: 1rem;
}

.contact-box {
  background: linear-gradient(180deg, #ffffff, #f7fafe);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.4rem;
  box-shadow: var(--shadow);
}

.contact-list {
  list-style: none;
  padding: 0;
  margin: 1rem 0 0;
}

.contact-list li + li {
  margin-top: 0.7rem;
}

.cta-panel {
  background: linear-gradient(135deg, var(--primary-dark), var(--primary));
  color: #fff;
  border-radius: calc(var(--radius) + 4px);
  padding: 1.8rem;
  box-shadow: var(--shadow);
}

.cta-panel h2,
.cta-panel p {
  color: #fff;
}

.legal-page {
  max-width: 920px;
}

.legal-page h1 {
  margin-bottom: 1.5rem;
}

.legal-card + .legal-card {
  margin-top: 1rem;
}

.legal-note {
  color: var(--muted);
  font-size: 0.95rem;
}

footer {
  background: #12273d;
  color: rgba(255, 255, 255, 0.88);
  padding: 2rem 0;
}

.footer-grid {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  align-items: center;
  flex-wrap: wrap;
}

.footer-links {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

.footer-links a:hover,
.footer-links a:focus-visible {
  color: #fff;
}

@media (max-width: 980px) {
  .hero-grid,
  .grid-2,
  .contact-grid,
  .grid-3,
  .steps {
    grid-template-columns: 1fr;
  }

  nav {
    position: absolute;
    top: calc(100% + 1px);
    left: 0;
    right: 0;
    background: #fff;
    border-bottom: 1px solid var(--border);
    padding: 0 1rem 1rem;
    display: none;
  }

  nav ul {
    flex-direction: column;
    align-items: flex-start;
    padding-top: 0.75rem;
  }

  .nav-toggle:checked ~ nav {
    display: block;
  }

  .nav-button {
    display: inline-flex;
  }

  .hero {
    padding-top: 3.5rem;
  }
}

@media (max-width: 640px) {
  .topbar .container,
  .nav-wrap,
  .footer-grid {
    align-items: flex-start;
  }

  .hero-copy p {
    font-size: 1rem;
  }

  .section {
    padding: 3rem 0;
  }

  .card,
  .hero-card,
  .contact-box,
  .cta-panel {
    padding: 1.2rem;
  }
}
.section a {
  color: #174a7c;
}

.section a:hover {
  color: #0f3557;
}